Payment Processing for Equity Finance and Crowdfunding

payment processing

Accept Investor Funds by Phone or Online with our “Invest Now” Button

  • Our in-house programmers will integrate our API and Virtual Terminal to your website

  • Funds are Verified in Real Time

  • Same Day & Next Day Settlement

  • Unlimited Ticket Size & Uncapped Volume

  • Invest Now Button Installed

  • AML / KYC Compliant

Get set up and begin accepting Funds from Investors within 48 hours.

Complete the form and we will send you a Demo Link to test our platform

Request a Demo

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Jumpstart Our Business Startups

The Jumpstart our Business Startups or JOBS Act was signed into law in 2012 to stimulate funding for small and medium businesses, and was a game changer giving birth to “Crowd Direct Offerings”.

There are three exemptions within the JOBS Act that enable crowdfunding:

Accredited Crowdfunding (Title II)

Issuers may raise an unlimited amount of funds under Regulation D (506c). Issuers may generally solicit or advertise the offer online. Investors must be accredited only. Issuers must verify investors are qualified to invest under this exemption Unlike Reg D (506b) or Private Placement where investors may self-certify but issuers may not advertise.

Regulation Crowdfunding Title II (Reg CF)

This exemption allows a smaller company to raise up to $1.07 million from both accredited and non accredited investors. The offers must follow a rigid set of rules. The offering must be listed on a FINRA approved funding portal or with a Broker Dealer and investors are limited to the amount they may invest.

Reg A+ also referred to as a Mini-IPO (Title IV)

Reg A+ is divided into two tiers. Tier I issuers may raise up to $20 million. Tier 2 may raise up to $50 million. Tier 2 issuers may raise funds from all 50 states and issuers are exempt from state Blue Sky review. Everyone can participate and invest, not just Accredited Investors so the issuer can access 325 million potential investors who live in the United States.

A detailed filing is required and must be provided to the SEC for regulatory approval for the issuer to commence the offer.

Crypto and Blockchain Companies Raising Capital and Simple Agreement for Future Tokens (SAFT)

Raising funds through the sale of a digital currency requires more than just building a blockchain: investors want to know what they are getting into and that the currency will be viable, and they will be legally protected.

While a company raising money through cryptocurrency could bypass using a formal framework, in order to tap into global financial markets, it needs to adhere to international, federal, and state law. One way to do this is by using Simple Agreement for Future Tokens,or SAFT.

Simple Agreement for Future Tokens is a form of investment contract. They were created as a way to help new cryptocurrency ventures raise money without breaking financial regulations; specifically, regulations that govern when an investment is considered a security.

The speed at which cryptocurrencies have grown has far outpaced the speed at which regulators have addressed legal issues. It wasn’t until 2017 that the SEC provided substantial guidance on when the sale of an Initial Coin Offering (ICO) or other tokens would be considered the same as the sale of a security.

When a company sells an investor a SAFT, it is accepting funds from that investor but does not sell, offer, or exchange a coin or token. Instead, the investor receives documentation indicating that, in the event that a cryptocurrency or other product is created, the investor will be given access.

Launching your Campaign and Finding Investors

Our primary focus for Equity Crowdfunding Offerings is to provide and integrate our Payment Processing Platform to your offering. We designed this technology specifically for crowd direct investments.

Our AML/KYC compliant solution allows the issuer to accept investor funds by phone, online with our “Invest Now” or “Reserve Shares” Button, or by e-mail and text message invoice.

Crowd-direct offerings require the ability for investors to easily, without friction and in a single sitting, start & complete their investment. 100% online right now.

However we also provide “One stop shopping” with the established vetted professional relationships with the right partners in our Network since the JOBS Act in 2012. We will consult you to determine which type of raise is best suited to meet your needs, refer you to the right legal and accounting firms to register the offering with the SEC and the best marketing and PR firms to promote the offering to a database of investors

To get started, complete the contact form and we will reach out to schedule a phone meeting, or request an intake application so we can register you and send you a Demo Link for our payment processing platform.