Cannabidiol, CBD

Cannabidiol, or CBD as it’s typically described, has seen a rise in both popularity and success within the last few years. In spite of this, it’s still hanging in a gray area of legal limbo. Because of the ever-changing state of legality, it can be puzzling to navigate the landscape of merchandising, specifically because different states have various regulations for dealing with it. accepting CBD payments

CBD Payments

This makes accepting CBD payments a particularly questionable endeavor. Shopify’s recent announcement that it would be enabling United States CBD merchants onto its platform has actually been viewed as a big shift. Naturally, they made this announcement with the caution that “you comply with applicable federal, state and regional laws.” And therein lies a great deal of obscured territory.


Currently, the FDA has not authorized using CBD in food or dietary supplements. This makes the sale of popular items such as gummies, CBD-infused waters and desserts not technically legal, so you shouldn’t be seeing them offered through Shopify till the FDA enacts some strong policies.

The FDA has actually mentioned their concern about CBD-infused products, mentioning that “some companies are marketing items including marijuana and cannabis-derived substances in ways that break the Federal Food, Drug and Cosmetic Act (FD&C Act) and that may put the health and wellness of consumers at risk.” This develops another location of issue: guaranteeing that sellers are following the laws that govern the claims that they are allowed to make about their products.

CBD sellers are not permitted to make claims that their products cures, treats or avoids illness in any way. Even utilizing third-party endorsements might draw the federal eye to their operations. While the FDA hasn’t outlined specific policies, other states have actually taken the initiative, and these laws differ widely from one state to another and are in some cases in direct conflict with the federal position. New York enables for the production of CBD edibles under rigorous standards.

CBD Payment Processing

Accepting CBD payments suggests that you need to ensure that the seller is working within the laws of both the federal and specifies that they are producing and offering in.

So, an additional layer of problem is that a seller might be producing CBD edibles in coordination with the New York law however then they might be offering in a state that does not enable using edibles. Or, they might be shipping through a state that does not lawfully permit the delivery of CBD. Trying to comprehend and bear in mind the different laws and policies from district to district can make accepting CBD payments tricky.

Of course, many CBD sellers are not certified with policies and this is developing concerns for sellers and payment processors who are attempting to follow all of the laws and policies.

Either way, if you decide to accept CBD payments, you need to seek advice from professionals and lawyers to guarantee that you are taking every required preventative measure to lessen your danger until more considerable laws are presented by the FDA that clean up uncertainties.

Fintech Merchant Accounts provides payment processing to CBD sellers and many other high risk businesses.